Underwater, refraction at the plane port bends light rays so that the object appears to be 25% closer to the port than measured. Assuming that the separation of port and lens is small compared with the object distance, the effective underwater magnification is therefore F/(0.75*O - F). With the object at a distance O in air, we need to know what focal length F' produces this magnification. Clearly, it must satisfy the equation
Solving for F' we get
The effective underwater focal length is 33% greater than in air..